Discussing the budgeting process with the Church treasurer (CT) of a friend’s congregation, I realized this church uses a formal process with a team receiving all the financial information, who process all data provided by the staff and reporting back quarterly. It surprised me to discover that there are two financial officers in the congregation who work with the financial team to oversight all finances and better control them after a series of difficult challenges in the past. Each ministry has a designated budget managed by the director of that ministry. If extra money is needed after the budget is …